... A generation refers to the state of improvement in the development of a product. This term is also used in the different advancements of computer technology. With each new generation, the circuitry has gotten smaller and more advanced than the previous generation before it. As a result of the miniaturization, speed, power, and memory of computers has proportionally increased. New discoveries are constantly being developed that affect the way we live, work and play.
The First Generation: 1946-1958 (The Vacuum Tube Years) The first generation computers were huge, slow, expensive, and often undependable. In 1946 two Americans, Presper Eckert, and John Mauchly built the ENIAC electronic computer which used vacuum tubes instead of the mechanical switches of the Mark I. The ENIAC used thousands of vacuum tubes, which took up a lot of space and gave off a great deal of heat just like light bulbs do. The ENIAC led to other vacuum tube type computers like the EDVAC (Electronic Discrete Variable Automatic Computer) and the UNIVAC I (UNIVersal Automatic Computer).
The vacuum tube was an extremely important step in the advancement of computers. Vacuum tubes were invented the same time the light bulb was invented by Thomas Edison and worked very similar to light bulbs. It's purpose was to act like an amplifier and a switch. Without any moving parts, vacuum tubes could take very weak signals and make the signal stronger (amplify it). Vacuum tubes could also stop and start the flow of electricity instantly (switch). These two properties made the ENIAC computer possible.
The ENIAC gave off so much heat that they had to be cooled by gigantic air conditioners. However even with these huge coolers, vacuum tubes still overheated regularly. It was time for something new. The Second Generation: 1959-1964 (The Era of the Transistor)
The transistor computer did not last as long as the vacuum tube computer lasted, but it was no less important in the advancement of computer technology. In 1947 three scientists, John Bardeen, William Shockley, and Walter Brattain working at AT&T's Bell Labs invented what would replace the vacuum tube forever. This invention was the transistor which functions like a vacuum tube in that it can be used to relay and switch electronic signals.
There were obvious differences between the transisitor and the vacuum tube. The transistor was faster, more reliable, smaller, and much cheaper to build than a vacuum tube. One transistor replaced the equivalent of 40 vacuum tubes. These transistors were made of solid material, some of which is silicon, an abundant element (second only to oxygen) found in beach sand and glass. Therefore they were very cheap to produce. Transistors were found to conduct electricity faster and better than vacuum tubes. They were also much smaller and gave off virtually no heat compared to vacuum tubes. Their use marked a new beginning for the computer. Without this invention, space travel in the 1960's would not have been possible. However, a new invention would even further advance our ability to use computers. The Third Generation: 1965-1970 (Integrated Circuits - Miniaturizing the Computer) Transistors were a tremendous breakthrough in advancing the computer. However no one could predict that thousands even now millions of transistors (circuits) could be compacted in such a small space. The integrated circuit, or as it is sometimes referred to as semiconductor chip, packs a huge number of transistors onto a single wafer of silicon. Robert Noyce of Fairchild Corporation and Jack Kilby of Texas Instruments independently discovered the amazing attributes of integrated circuits. Placing such large numbers of transistors on a single chip vastly increased the power of a single computer and lowered its cost considerably.
Since the invention of integrated circuits, the number of transistors that can be placed on a single chip has doubled every two years, shrinking both the size and cost of computers even further and further enhancing its power. Most electronic devices today use some form of integrated circuits placed on printed circuit boards-- thin pieces of bakelite or fiberglass that have electrical connections etched onto them -- sometimes called a mother board.
These third generation computers could carry out instructions in billionths of a second. The size of these machines dropped to the size of small file cabinets. Yet, the single biggest advancement in the computer era was yet to be discovered. The Fourth Generation: 1971-Today (The Microprocessor)
This generation can be characterized by both the jump to monolithic integrated circuits (millions of transistors put onto one integrated circuit chip) and the invention of the microprocessor (a single chip that could do all the processing of a full-scale computer). By putting millions of transistors onto one single chip more calculation and faster speeds could be reached by computers. Because electricity travels about a foot in a billionth of a second, the smaller the distance the greater the speed of computers.
However what really triggered the tremendous growth of computers and its significant impact on our lives is the invention of the microprocessor. Ted Hoff, employed by Intel (Robert Noyce's new company) invented a chip the size of a pencil eraser that could do all the computing and logic work of a computer. The microprocessor was made to be used in calculators, not computers. It led, however, to the invention of personal computers, or microcomputers.
It wasn't until the 1970's that people began buying computer for personal use. One of the earliest personal computers was the Altair 8800 computer kit. In 1975 you could purchase this kit and put it together to make your own personal computer. In 1977 the Apple II was sold to the public and in 1981 IBM entered the PC (personal computer) market.
Today we have all heard of Intel and its Pentium® Processors and now we know how it all got started. The computers of the next generation will have millions upon millions of transistors on one chip and will perform over a billion calculations in a single second. There is no end in sight for the computer movement.
Questions
Directions: Answer each of the questions after reading the article above. Write in complete sentences. You must think and be creative with your answers.
In each of the 4 generations what was the cause for the increase of speed, power, or memory?
Why did the ENIAC and other computers like it give off so much heat? (Be very specific)
What characteristics made the transistors better than the vacuum tube?
How was space travel made possible through the invention of transistors?
What did the microprocessor allow the computers to do? and What was the microprocessor's original purpose?
When was the first computer offered to the public and what was its name?
What was Robert Noyce and Jack Kilby known for?
Intel was started by who?
What is monolithic integrated circuits?
How do you think society will be different if scientists are able to create a chip that will perform a trillion operations in a single second?
http://www.brainpop.com/english/
Unemployment benefits
From Wikipedia, the free encyclopedia
Unemployment benefits (also, depending on the jurisdiction, called unemployment insurance orunemployment compensation) are payments made by the state or other authorized bodies tounemployed people. Benefits may be based on a compulsory para-governmental insurance system. Depending on the jurisdiction and the status of the person, those sums may be small, covering only basic needs, or may compensate the lost time proportionally to the previous earned salary.
Unemployment benefits are generally given only to those registering as unemployed, and often on conditions ensuring that they seek work and do not currently have a job.
In some countries, a significant proportion of unemployment benefits are distributed by trade/labor unions, an arrangement known as the Ghent system.
[edit]Argentina
In Argentina, successive administrations have used a variety of passive and active labor market interventions to protect workers against the consequences of economic shocks and the government's key institutional response to combat the increase in poverty and unemployment created by the crisis was the launch of an active unemployment assistance program called Plan Jefas y Jefes de Hogar Desocupados (Program for Unemployed Heads of Households).
External links
· [2] Unemployment Assistance and Transition to Employment in Argentina
[edit]Australia
Main article: Social Security (Australia)
In Australia, social security benefits, including unemployment benefits, are funded through the taxation system. There is no compulsory national unemployment insurance fund. Rather, benefits are funded in the annual Federal Budget by the National Treasury and are administrated and distributed throughout the nation by the government agency, Centrelink. Benefit rates are indexed to the Consumer Price Index and are adjusted twice a year according to inflation or deflation.
There are two types of payment available to those experiencing unemployment. The first, called Youth Allowance, is paid to young people aged 16–20 (or 15, if deemed to meet the criteria for being considered 'independent' by Centrelink). Youth Allowance is also paid to full-time students aged 16–24, and to full-time Australian Apprenticeship workers aged 16–24. People aged below 18 who have not completed their High School education, are usually required to be in full-time education, undertaking an apprenticeship or doing training to be eligible for Youth Allowance. For single people under 18 years of age living with a parent or parents the basic rate is A$91.60 per week. For over-18- to 20-year-olds living at home this increases to A$110.15 per week. For those aged 18–20 not living at home the rate is A$167.35 per week. There are special rates for those with partners and/or children.
The second kind of payment is called Newstart Allowance and is paid to unemployed people over the age of 21 and under the pension eligibility age. To receive a Newstart payment, recipients must be unemployed, be prepared to enter into an Employment Pathway Plan (previously called an Activity Agreement) by which they agree to undertake certain activities to increase their opportunities for employment, be Australian Residents and satisfy the income test (which limits weekly income to A$32 per week before benefits begin to reduce, until one's income reaches A$397.42 per week at which point no unemployment benefits are paid) and the assets test (an eligible recipient can have assets of up to A$161,500 if he or she owns a home before the allowance begins to reduce and $278,500 if he or she does do not own a home). The rate of Newstart allowance as at the 12th January 2010 for single people without children is A$228 per week, paid fortnightly. (This does not include supplemental payments such as Rent Assistance.) Different rates apply to people with partners and/or children.
The system in Australia is designed to support citizens no matter how long they have been unemployed. In recent years the formerCoalition government under John Howard has increased the requirements of the Activity Agreement, providing for controversial schemes such as Work for the Dole, which requires that people on benefits for 6 months or longer work voluntarily for a community organisation regardless of whether such work increases their skills or job prospects. Since the Labor government under Kevin Rudd was elected in 2008, the length of unemployment before one is required to fulfill the requirements of the Activity Agreement (which has been renamed the Employment Pathway Plan) has increased from six to twelve months. There are other options available as alternatives to the Work for the Dole scheme, such as undertaking part-time work or study and training, the basic premise of the Employment Pathway Plan being to keep the welfare recipient active and involved in seeking full-time work.
For people renting their accommodation, unemployment benefits are supplemented by Rent Assistance, which, for single people as at 29 June 2012, begins to be paid when weekly rent is more than A$53.40. Rent Assistance is paid as a proportion of total rent paid (75 cents per dollar paid over $53.40 up to the maximum). The maximum amount of rent assistance payable is A$60.10 per week, and is paid when the total weekly rent exceeds A$133.54 per week. Different rates apply to people with partners and/or children, or who are sharing accommodation.
In Australia, as in the United Kingdom, unemployment benefits are commonly referred to as "the dole"; to receive the benefit is to "be on the dole".
External links
· Centrelink web-site
· Department of Human Services web-site
[edit]Canada
This section may require cleanup to meet Wikipedia's quality standards. No cleanup reason has been specified. Please help improve this section if you can. (September 2009)
In Canada, the system now known as Employment Insurance was formerly called Unemployment Insurance. The name was changed in 1996, in order to alleviate perceived negative connotations. In 2011, Canadian workers pay premiums of 1.78%[1] of insured earnings in return for benefits if they lose their jobs. Employers contribute 1.4 times the amount of employee premiums. Since 1990, there is no government contribution to this fund. The amount a person receives and how long they can stay on EI varies with their previous salary, how long they were working, and the unemployment rate in their area. The EI system is managed by Service Canada, a service delivery network reporting to the Minister of Human Resources and Social Development Canada.
A bit over half of EI benefits are paid in Ontario and the Western provinces but EI is especially important in the Atlantic provinces, which have higher rates of unemployment. Many Atlantic workers are also employed in seasonal work such as fishing, forestry or tourism and go on EI over the winter when there is no work. There are special rules for fishermen making it easier for them to collect EI. EI also pays formaternity and parental leave, compassionate care leave, and illness coverage. The program also pays for retraining programs (EI Part II) through labour market agreements with the Canadian provinces.
The Employment and Social Insurance Act was passed in 1935 during the Great Depression by the government of R.B. Bennett as an attempted Canadian unemployment insurance program. It was, however, ruled unconstitutional by the Supreme Court of Canada as unemployment was judged to be an insurance matter falling under provincial responsibility. After a constitutional amendment was agreed to by the provinces, a reference to "Unemployment Insurance" was added to the matters falling under federal authority under theConstitution Act, 1867, and the first Canadian system was adopted in 1940. Because of these problems Canada was the last major Western country to bring in an employment insurance system. It was extended dramatically by Pierre Trudeau in 1971 making it much easier to get. The system was sometimes called the 10/42, because one had to work for 10 weeks to get benefits for the other 42 weeks of the year. It was also in 1971 that the UI program was first opened up to maternity and sickness benefits, for 15 weeks in each case.
The generosity of the Canadian UI program was progressively reduced after the adoption of the 1971 UI Act. At the same time, the federal government gradually reduced its financial contribution, eliminating it entirely by 1990. The EI system was again cut by the Progressive Conservatives in 1990 and 1993, then by the Liberals in 1994 and 1996. Amendments made it harder to qualify by increasing the time needed to be worked, although seasonal claimants (who work long hours over short periods) turned out to gain from the replacement, in 1996, of weeks by hours to qualify. The ratio of beneficiaries to unemployed, after having stood at around 40 percent for many years, has recently reached close to 50% (end of 2009).[2] Many unemployed persons are not covered for benefits (e.g. the self-employed), while others may have exhausted their benefits or did not work long enough to qualify. However, it is noted that 80 percent of insured job-losers do initially receive EI benefits in Canada. The length of time one could take EI has also been cut repeatedly. The 1994 and 1996 changes contributed to a sharp fall in Liberal support in the Atlantic provinces in the 1997 election.
In 2001, the federal government increased parental leave from 10 to 35 weeks and allowed workers to take EI for compassionate care leave while caring for a dying relative. Total EI spending is projected at $22.7 billion for 2010 (figures in Canadian dollars).[3]
A significant part of the federal fiscal surplus of the Jean Chrétien and Paul Martin years came from the EI system. Premiums were reduced much less than falling expenditures - producing, from 1994 onwards, EI surpluses of several billion dollars per year, which were added to general government revenue.[4] The cumulative EI surplus stood at $57 billion at March 31, 2008,[5] nearly four times the amount needed to cover the extra costs paid during a recession.[6] This drew criticism from Opposition parties and from business and labour groups, and has remained a recurring issue of the public debate. The Conservative Party, after voicing much the same criticism while in opposition,[7] chose not to recognize existing EI surpluses after being elected in 2006. Instead, the Conservative government adopted in 2008 and 2009 legislation freezing the EI surplus indefinitely and putting EI premiums on a pay-as-you-go basis, so that - starting in 2011 - they will fluctuate in line with changes in unemployment levels.[8] On December 11, 2008, the Supreme Court of Canada rejected a court challenge launched against the federal government by two Quebec unions, who argued that EI funds had been misappropriated by the government.[9]
External links
· [3] History of UI in Canada, since 1930s
· [4] Canadian Government Site for EI
· [5] Canadian Government Site for Maternity and Parental Benefits
· [6] Library of Parliament publication on EI premiums
· CBC Digital Archives - On The Dole: Employment Insurance in Canada
[edit]China
The level of benefit is set between the minimum wage and the minimum living allowance by individual provinces, autonomous regions andmunicipalities[citation needed].
[edit]European Union
Each Member State of the European Union has its own system and in general a worker should claim unemployment benefits in the country where he last worked. For a person working in another country than its residence country (a cross-border worker), he will have to claim benefits in his country of residence. More specific rules and information is available on the Your Europe portal.
[edit]Finland
Two systems run in parallel. The minimum level of support is provided by Kela, an agency of the national government. It pays non-means tested unemployment benefits for maximum number of days, but can also extend this through labour market subsidies.[10] KELA also pays a means-tested minimum income support to people who are maxed out on their unemployment benefit. Many Finns take advantage of the opportunity to join private unemployment funds which offer an insured service to pay benefits related to former earnings in the event of unemployment. Regardless of whether benefits are paid by KELA or from an unemployment fund, the unemployed person receives assistance from the Työ- ja elinkeinokeskus (TE-Keskus, or The Work and Livelihood Centre), a government agency which helps people to find jobs and employers to find workers. In addition to matching employers to potential employees, the agency plays a nationally strategic role training the unemployed to meet present and forecast skills gaps in the economy.
[edit]France
Main article: Unemployment benefits in France
France uses a quasi Ghent system, under which unemployment benefits are distributed by an independent agency (UNEDIC) in whichunions and Employer organisations are equally represented. UNEDIC is responsible for 3 benefits: ARE, ACA and ASR The main ARE scheme requires a minimum of 122 days membership in the preceding 24 months and certain other requirements before any claims can be made. Employers pay a contribution on top of the pre-tax income of their employees, which together with the employee contribution, fund the scheme.
The maximum unemployment benefit is (as of March 2009) 57.4% of EUR 162 per day (Social security contributions ceiling in 2011), or 6900 euros per month.[11] Claimants receive 57,4% of their average daily salary of the last 12 months preceding unemployment with the average amount being 1,111 euros per month.[12] In France tax and other payroll taxes are paid on unemployment benefits. In 2011 claimants received the allowance for an average 291 days.
[edit]Germany
Unemployment benefits in Germany are known as unemployment insurance, as part of the German social security system. It was first established in 1927. The insurance is administered by the federal employment agency and funded by employee and employer contributions. This in stark contrast to FUTA in the US and other systems where only employers make contributions.
All workers except interns contribute to the system. Since 2006 certain previously excluded workers can opt in to the system on a voluntary basis.
The system is financed by contributions from employees and employers. Employees pay 1.5% of their gross salary below the social security threshold and employers pay 1.5% contribution on top of the salary paid to the employee. The contribution level was reduced from 3.25% for employees and employers as part of labour market reforms known as Hartz. Contributions are paid only on earnings up to the social security ceiling (2012: 5,600 EUR).
The system is largely self-financed but also receives a subsidy from the state to run the Jobcenters.
Unemployed workers are entitled to:
· Living allowance known as unemployment benefit
· Help in finding work
· Training
Unemployed benefit is paid to workers who have contributed at least during 12 months preceding their loss of a job. The allowance is paid for ½ of the period that the worker has contributed. Claimants get 60% of their previous net salary (capped at the social security ceiling), or 67% for claimants with children. The maximum benefit is therefore 2964 euros (in 2012) In 2011 the federal Work Agency had revenues and expenses of 37.5 bn EUR[13]
If a worker is not eligible for the full unemployment benefits or after receiving the full unemployment benefit for the maximum of 12 months (notice the difference to 99 weeks, which is almost 2 years, in the US), he is able to apply for benefits from the so-called Hartz IV program, a food-stamp/welfare program. He will receive 374 EUR (2012) per month for living expenses plus the cost of adequate housing (including energy & heating) and health care. Couples can receive benefits for each partner including their children. Additionally, children can get "benefits for education and participation". Germany, does not have an EBT (electronic benefits transfer) card system in place and rather pays welfare by cash or direct deposit into the recipients bank account.
Greece
Unemployment benefits in Greece are administered through ΟΑΕΔ (Greek: Οργανισμός Απασχόλησης Εργατικού Δυναμικού, Manpower Employment Organization) and are available only to laid-off salaried workers with full employment and social security payments during the previous two years. The self-employed do not qualify, and neither do those with other sources of income. The monthly benefit is fixed at the "55% of 25 minimum daily wages", and is currently 360 euros per month,[14][15] with a 10% increase for each under-age child. Recipients are eligible for at most 12 months; the exact duration depends on the collected number of ensema ένσημα, that is social security payment coupons-stamps collected (id est days of work) during the 14 months before being laid off; the minumum number of such coupons, under which there is no eligibility, is 125, collected in the first 12 of the 14 aforementioned months. Eligibility since January 1st 2013 has been further constrained in that one, applying for unemployment benefits for a second or more time, must not have received more than the equivalent of 450 days of such benefits during the last 4 years since the last time one had started receiving such benefits; if one has received unemployment benefits in this period for more than 450 days then there is no eligibility while if one has received less, then one is only elegible for at most the remaining days up until the maximum of 450 days is reached.[15]
[edit]Ireland
People aged 18 and over and who are unemployed in Ireland can apply for either the Jobseeker's Allowance (Liúntas do Lucht Cuardaigh Fostaíochta) or the Jobseeker's Benefit (Sochar do Lucht Cuardaigh Fostaíochta). Both are paid by the Department of Social Protectionand are nicknamed "the dole".
The standard payment is ˆ188 per week. Payments can be increased if the unemployed has dependants. For each adult dependent, another ˆ124.80 is added; and for each child dependent, another ˆ29.80 is added.
There are more benefits available to unemployed people, usually on a special or specific basis. Benefits include the Rent Supplement, theMortgage Interest Supplement, Fuel Allowance and the Smokeless Fuel Allowance, among others. People on a low income (which includes those on JA/JB) are entitled to a Medical Card (although this must be applied for separately from the Health Service Executive) which provides free health care, optical care, limited dental care, aural care and subsidised prescription drugs carrying a ˆ1.50 per item charge to a maximum monthly contribution of just under ˆ20 per household (as opposed to subsidised services like non medical-card holders).
To qualify for Jobseekers Allowance, claimants must satisfy the "Habitual Residence Condition": they must have been legally in the state (or the Common Travel Area) for two years or have another good reason (such as lived abroad and are returning to Ireland after become unemployed or deported). This condition does not apply to Jobseekers Benefit (which is based on Social Insurance payments).
More information on each benefit can be found here:
· Jobseeker's Allowance
· Jobseeker's Benefit
[edit]Italy
Main article: Unemployment benefits in Italy
Unemployment benefits in Italy consists mainly in cash transfers based on contributions (indennità di disoccupazione), up to the 60 percent of the previous wages for up to eight months. Other measures are:
· Redundancy Fund (Cassa integrazione guadagni, or CIG): cash benefits provided as shock absorbers to those workers who are suspended or who work only for reduced time due to temporary difficulties of their factories, aiming to help the factories in financial difficulties, by relieving them from the costs of unused workforce
· Solidarity Contracts (Contratti di solidarietà): in the same cases granting CIG benefits, companies can sign contracts with reduced work time, to avoid dismissing redundancy workers. The state will grant to those workers the 60 percent of the lost part of the wage.
· Mobility allowances (Indennità di mobilità),: if the Redundancy Fund does not allow the company to re-establish a good financial situation, the workers can be entitled to mobility allowances. Other companies are provided incentives for employing them.
In the Italian unemployment insurance system all the measures are income-related, and they have an average decommodification level. The basis for entitlement is always employment, with more specific conditions for each case, and the provider is quite always the state. An interesting feature worthy to be discussed is that the Italian system takes in consideration also the economic situation of the employers, and aims as well at relieving them from the costs of crisis.
Japan
Main article: Unemployment insurance (Japan)
Unemployment benefits in Japan are called "unemployment insurance" and are closer to the US or Canadian "user pays" system than the taxpayer funded systems in place in countries such as Britain, New Zealand, or Australia. It is paid for by contributions by both the employer and employee.[16]
On leaving a job, employees are supposed to be given a "Rishoku-hyo" document showing their ID number (the same number is supposed to be used by later employers), employment periods, and pay (which contributions are linked to). The reason for leaving is also documented separately. These items affect eligibility, timing, and amount of benefits.[17] The length of time that unemployed workers can receive benefits depends on the age of the employee, and how long they have been employed and paying in.[18]
It is supposed to be compulsory for most full-time employees.[19] If they have been enrolled for at least 6 months and are fired or made redundant, leave the company at the end of their contract, or their contract is non-renewed, the now-unemployed worker will receive unemployment insurance. If a worker quit of their own accord they may have to wait between 1 to 3 months before receiving any payment.
[edit]Netherlands
Unemployment benefits in the Netherlands was introduced in 1949. Separate schemes exist for mainland Netherlands and for theCaribbean Netherlands.
The scheme in mainland Netherlands entails that, according to the Werkloosheidswet (Unemployment Law, WW), employers are responsible for paying the contributions to the scheme, which are deducted from the salary received by the employees. In 2012 the contribution was 4.55% of gross salary up to a ceiling of 4,172 euros per month. The first 1,435.75 euros of an employees gross salaries are not subject to the 4.55% contribution.
Benefits are paid for a maximum period of 38 months and claimants get 75% of last salary for 2 months and 70% thereafter with a maximum benefit of 3128 euros, depending on how long the claimant has been employed previously. Workers older than 50 years who are unemployed for over 2 months are entitled to a special benefit called the IOAW, if they do not receive the regular unemployment benefit (WW).
[edit]New Zealand
Main article: Social welfare in New Zealand
In New Zealand, the Unemployment Benefit provides income support for people who are looking for work or training for work. It is one of a number of benefits administered by Work and Income, a service of the Ministry of Social Development.
To get this benefit, a person must meet the conditions and obligations specified in section 88A to 123D Social Security Act 1964. These conditions and obligations cover things such as age, residency status, and availability to work.[20]
The amount that is paid depends on things such as the person's age, income, marital status and whether they have children. It is adjusted annually on 1 April and in response to changes in legislature. Some examples of the maximum after tax weekly rate at 1 April 2011 are:
· $170.80 for a single person aged 20–24 years without children
· $288.47 for a sole parent
· $335.66 for a married, de facto or civil union couple with or without children ($167.83 each).[21]
More information about this benefit and the amounts paid are on the Work and Income website.[22]
External links
· Work and Income web-site
· Social Security Act 1964
[edit]Spain
Main article: Unemployment benefits in Spain
The Spanish unemployment benefits system is part of the Social security system of Spain. Benefits are managed by the State Public Employment Agency (SEPE).The basis for entitlement is having contributed for a minimum period during the time preceding unemployment, with further conditions that may be applicable. The system comprises contributory benefits and non-contributory benefits.
Contributory benefits are payable to those unemployed persons with a minimum of 12 months contributions over a period of 6 years preceding unemployment. The benefit is payable for 1/3 of the contribution period. The benefit amount is 70% of the legal reference salary plus additional amounts for persons with dependants. The benefit reduces to 60% of the reference salary after 6 months. The minimum benefit is 497 euros per month and the maximum is 1087,20 euros per month for a single person.[23] The non-contributory allowance is available to those persons who are no longer entitled to the contributory pension and who do not have income above 75% of the national minimum wage.
[edit]Sweden
Main article: Unemployment benefits in Sweden
Sweden uses the Ghent system, under which a significant proportion of unemployment benefits are distributed by unions. Unemployment benefits are divided into a voluntary scheme with income related compensation up to a certain level and a comprehensive scheme that provides a lower level of basic support. The voluntary scheme requires a minimum of 12 months membership and a certain degree of employment during that time before any claims can be made. Employers pay a fee on top of the pre-tax income of their employees, which together with membership fees, fund the scheme (see Unemployment funds in Sweden).
The maximum unemployment benefit is (as of July 2007) SEK 680 per day. During the first 200 days the unemployed will receive 80 percent of his or her normal income during the last 12 months. From day 201-300 this goes down to 70 percent and from day 301-450 the insurance covers 65 percent of the normal income (only available for parents to children under the age of 18). In Sweden tax is paid on unemployment benefits, so the unemployed will get a maximum of about SEK 10,000 per month during the first 100 days (depending on the municipality tax rate). In other currencies this means a maximum of approximately £730, $1,650, or ˆ1,100, each month after tax. Private insurance is also available, mainly through professional organizations, to provide income related compensation that otherwise exceeds the ceiling of the scheme. The comprehensive scheme is funded by tax.