Money. Management investment.

Investment is putting money into an asset with the expectation of capital appreciation, dividends, and/or interest earnings. This may or may not be backed by research and analysis. Most or all forms of investment involve some form of risk, such as investment in equities, property, and even fixed interest securities which are subject, among other things, to inflation risk. It is indispensable for project investors to identify and manage the risks related to the investment.
investment is the purchase of an asset or item with the hope that it will generate income or appreciate in the future and be sold at the higher price. It generally does not include deposits with a bank or similar institution. The term investment is usually used when referring to a long-term outlook. This is the opposite of trading or speculation, which are short-term practices involving a much higher degree of risk. Financial assets take many forms and can range from the ultra safe low return government bonds to much higher risk higher reward international stocks. A good investment strategy will diversify the portfolio according to the specified needs. The most famous and successful investor of all time is Warren Buffett. In March 2013 Forbes magazine had Warren Buffett ranked as number 2 in theirForbes 400 list. Buffett has advised in numerous articles and interviews that a good investment strategy is long term and choosing the right assets to invest in requires due diligence. No matter how successful the fundamental pick is, without a proper money management strategy, full potential of the asset cannot be reached.
Investments are often made indirectly through intermediaries, such as pension funds, banks, brokers, and insurance companies. These institutions may pool money received from a large number of individuals into funds such as investment trusts, unit trusts, SICAVs etc. to make large scale investments. Each individual investor then has an indirect or direct claim on the assets purchased, subject to charges levied by the intermediary, which may be large and varied. It generally, does not include deposits with a bank or similar institution. Investment usually involves diversification of assets in order to avoid unnecessary and unproductive risk.

Some investment companies provide finance for start-up or young companies which need capital to develop their business. Usually they are run by a group of extremely rich people who made their fortunes in the computer and financial services industries. They enjoy the excitement of working with start-ups and believe that Central and Eastern Europe offers outstanding opportunities for investment. They are willing to take risks and back different projects. However, they also expect to make money usually by taking a stake in the business or a share of the profits. They often consider several proposals.

After hearing presentations from individuals and companies they decide which projects they will invest in and how much money they will give to each one. The business plan needs to be clear and presented logically. The presenter should speak with confidence to pursue the investor that the project is worth while.

However at the end of the day the investor may feel intuitively when the project is not worth investing in. Business is risky and sometimes financial disasters may happen in this country. For example, in 1929 in the USA the stock market crash was huge and it led to a severe and lasting economic crisis in the world. Many bankers and industrialists last their money and reputations. Some went to prison and others committed suicide. During the crisis the USA government persuades the policy of the severe protectionism and raised tariffs on all important goods.

The countries which exported goods to the USA could not paid such a high tariffs and had to get out of this market. Later on, the USA restored int national economy by protecting home industry and agriculture. But all the countries trading with the USA got bankrupt and lost their money.

Jobs in computing

Most ICT-related jobs have developed to meet the need to analyze, design, develop, manage or support computer software, hardware or networks. All the people involved in the different stages of development of a computer project, for example, analysts, programmers, support specialists, etc. arc controlled by a project manager. Let us discuss some features of the most popular jobs in IT:

ANALYZE

A database analyst is in charge of the research and development of databases; network analysts study the network requirements and recommend the most suitable type of network; systems analysts decide what ICT system will cater for the requirements of a specific institution.

DESIGN AND DEVELOP

Web designers, also called webmasters, create and maintain web pages and web applications for websites. Software engineers, either application programmers or systems programmers, plan, design, and test computer programs. Hardware engineers design and develop ICT devices. Security specialists specialize in the design of software and hardware to protect information from malware: viruses, spyware, etc.

MANAGE

Network or computer systems administrators install and maintain networks. Database administrators manage the accuracy and efficiency of databases.

SUPPORT

Computer operators control computer data processing. Help desk technicians are in charge of troubleshooting, the solution of technical problems. Computer training instructors or trainers teach people how to use hardware and software. Technical writers write the instructions for ICT systems.

Date: 2016-01-14; view: 846