An estimation of a monetary stream

Enterprise activity demands the appropriate financial maintenance. Sources of financial resources - own and extra means.

Financial resources are required to the enterprise on the operational expenditure and on capital charges. Approaches to their management are various. Practice shows, that it is the most difficult to provide a high level of solvency of the enterprise. Management of a monetary revolution is carried out in various forms.

1 Planning of monetary revolutions on the periods of time.

2 System of payments and calculations.

3 System of crediting.

4 Factoring, trust operations.

Successfully payment system works in the following cases:

1 There are real money resources;

2 There is no significant break in time between need(requirement) for receipt of means and their presence;

3 When the payment discipline is observed by all partners in calculations.

If to analyze payment revolutions it is possible to note the following features.

a) The goods are shipped to the certain terms;

b) Their payment has time coloring;

c) Credits have promptness;

d) Taxes also have promptness;

e) The salary is paid in the certain terms.

The factor of time should be always taken into account(discounted), but it is necessary to note, that very much frequently the concrete enterprise at all the desire in time and completely to pay under the obligations has no this opportunity as exists significant debts.

The Russian economy five years lives in conditions of payment crisis. One of measures of "struggle" against inflation at the state level - nonpayment of wages, obligations on duties (that is a lack of distribution of weight available in a revolution). At the present moment in a revolution there is no necessary monetary weight. In normally functioning economy н less than half of gross national product it should be provided with real monetary weight (in Germany of gross national product on 60 - 80 % it is provided with monetary weight. In Kazakhstan - only on 10 %). Now in a payment revolution Kazakhstan, replacing real money resources, participate so-called "old- money" (т. е. The securities allowing in some cases to use of them as money). The commercial credit is poor. In connection with lacks of turnaround means sharp decrease (reduction) of a level of liquidity of a great bulk of participants of calculations is observed. The legal mechanism of maintenance and use of credit resources, contractual conditions etc. is extremely inefficient

The output from the created position is seen in state regulation of a payment policy. Has ripened necessity of a radical reform of bank system, reform of monetary and budgetary system.

Financial condition of corporation - security or neediness of corporation of necessary monetary means for realization of normal economic activity and duly realization of monetary calculations.

For the characteristic of a financial condition of corporation use a number(line) of the analytical parameters reflecting a degree of presence, accommodation and use of turnaround means and financial resources of corporation. During the analysis of a financial condition of corporation it is necessary to establish:

· Degree of financial autonomy of corporation;

· Size of the turnaround working capital;

· Presence of the own and equal turnaround means, their dynamics(changes) and security of safety;

· Completeness of conformity of actual presence of all turnaround means (own and extra) cost of actual stocks and expenses;

· Degree of acceleration (or delay) revolution turnaround means;

· Presence of financial resources of corporation, their dynamics(changes), structure and structure, degree of target use; a degree of mobility of available stocks the goods of non-material values and the made expenses; a reality and creditor debts;

· Degree of business activity of corporation and its influence on a financial position of corporation;

· Opportunity of optimization of volumes of manufacture, the income and costs; an estimation of liquidity of corporation.

Date: 2016-01-03; view: 722