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Cost of tuition in American universities

The cost of attending an American university varies widely by institution, from approximately $4,000 to nearly $30,000 per year for tuition (course fees), room, and board (meals). Public colleges and universities have lower (in-state) tuition rates for students who are residents of that state, while students who are residents of other states or countries pay higher (out-of-state) tuition rates. Private colleges and universities in America generally have higher tuition rates than public schools, but they charge the same tuition for in-state and out-of-state students.

You must also consider the cost of books, living expenses, travel, and health insurance.

Health insurance can be a major expense, although some universities have their own health plans.

Before enrolling at an American college or university, you will be required to show proof of financial support. For most universities, this means having enough money to pay for all of the above expenses for one full year.

Scholarships and financial aid for students

Financial aid is often given based on need, allowing those who could not otherwise afford an education to enroll in college. However, several types of financial aid (grants, scholarships, loans) are not based on need. These kinds of aid allow students who don’t qualify for need-based assistance to receive financial aid for college.

An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories: student loans (e.g., Stafford and Perkins loans), parent loans (e.g., PLUS loans) and private student loans (also called alternative student loans). A fourth type of education loan, the consolidation loan, allows the borrower to lump all of their loans into one loan for simplified payment. A recent innovation is peer-to-peer education loans.

Undergraduate scholarships and graduate fellowships are forms of aid that help students pay for their education. Unlike student loans, scholarships and fellowships do not have to be repaid. Hundreds of thousands of scholarships and fellowships from several thousand sponsors are awarded each year.

Generally, scholarships and fellowships are reserved for students with special qualifications, such as academic, athletic or artistic talent. Awards are also available for students who are interested in particular fields of study, who are members of underrepresented groups, who live in certain areas of the country or who demonstrate financial need.

An education grant is an agreement that provides funds to an educational institution or other nonprofit organization in order to capture student interest and/or improve student performance in science, mathematics, technology or related fields.

The student body

A first-year student in college, university is called a freshman (slang alternatives that are usually derogatory in nature include “fish”, “fresher”, “frosh”, “newbie”, “freshie”, “snotter”, “fresh-meat”, etc.)rare.



A sophomore is a second-year student. Outside of the U.S. the term “sophomore” is rarely used, with second-year students simply called “second years”.

A “junior” is a student in the penultimate (usually third) year and a “senior” is a student in the last (usually fourth) year of college, university. A college student who takes more than the normal number of years to graduate is sometimes referred to as a “super senior”.

Most higher educatinal establishments in the USA are coeducational, with both male and female students. Some admit students of only one sex.

The faculty

In American English, the word faculty has come to be used as a collective noun for the academic staff of a university: senior teachers, lecturers, instructors and/or researchers (graduate students who teach and do research part-time). The term generally includes professors of various rank: assistant professors, associate professors, and (full) professors, usually tenured or tenure-track in nature.


Date: 2015-12-17; view: 477


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